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JAMES HALLAM AND THE INDUSTRY | EMERGENCY BULLETIN
MAJOR FLOOD RISK PRECAUTIONS
In view of the current Flood warnings and with further heavy rainfall predicted, you may find it useful to follow the Pre and Post Loss tips to help you reduce your exposure to Flooding and the subsequent damage: -
PRE LOSS
1. Ensure where possible all electrical equipment and stock is stored at least four feet above ground
2. Turn off electrical equipment apart from burglar alarms
3. Turn off the supply to central heating units if at ground floor
4. Move vehicles to high ground if possible
5. Sand bag the premises if there is a high exposure to potential flooding
6. Consider constructing gullies to funnel water to drains
7. Clear all drains and gutters on and around the premises
8. Move high value items away from unmanned premises
POST LOSS
1. Remove debris where possible. If the debris is in any way contaminated, you may need to contact the emergency services
2. Save items of value for inspection
3. If stranded, contact the emergency services immediately
4. Allow ventilation to the premises if possible
5. Consider up to £500 of emergency repairs to mitigate future losses
6. Take all appropriate and reasonable measures to protect the premises from future damage or theft
Please note that this list is not meant to be comprehensive but does cover some of the key areas to be considered.
James Hallam Clients should notify any loss as soon as possible to: -
| Andy Mason |
Claims Manager |
01268 577187 |
| Neil Austin |
Claims Executive |
01268 577188 |
| Jamie George |
Claims Executive |
01268 577185 |
Any claims remain subject to policy cover.
Where damage has occurred, we endeavour to ensure insurers make interim hardship payments and arrange immediate repair work.
The following websites provide further useful information on avoiding flood damage and what to do in the event of a claim:
http://www.environment-agency.gov.uk
http://www.abi.org.uk
Should you require additional information or further clarification on providing Disaster Recovery for your business, Stuart McEwan our Risk Solutions Director can be contacted.
Stuart McEwan
Director Risk Solutions Division
Direct Dial: 020 7997 7861
Mobile: 07970 170 330
E-Mail: stuart.mcewan@jameshallam.co.uk
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