Beach Hut Insurance

Core areas of cover

  • Buildings cover – specified by you for the rebuilding cost
  • Contents cover – included free of charge up to 20% of buildings sum insured (single article limit up to contents sum insured)
  • Accidental damage to buildings & contents automatically included
  • Replacement locks (maximum £250 incl VAT per claim)
  • Storm and inundation by the sea
  • Vandalism and malicious damage cover
  • Liability to others up to £5,000,000
  • Loss of rent, if commercially let
  • Nil excess
  • No security requirements
  • Emergency travel expenses

Private Client Insurance at James Hallam – excludes:

  • Buildings sum insured, exceeding £30,000
  • Beach huts used for commercial purposes other than holiday lets
  • Huts not constructed of brick, metal, concrete, timber and fibreglass
James Hallam black and white beach huts
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