PRIVATE CLIENTS
Beach Hut Insurance
Beach Huts
Our beach hut insurance offers competitive premiums with excellent cover and if you are a member of a beach hut association you will receive a 10% discount.
As beach hut owners ourselves we understand the needs of hut owners, our specially designed policy is not available on comparison sites and if it’s just public liability cover you need, or you rent your hut we can help with that too.
As well as discounts for members we also make donations to beach hut associations, last year our donations totalled £1,560 helping charities including the RNLI and Dorset Air Ambulance.
Please get in touch with us to discuss your needs. We are here to help you.
Beach Hut insurance from James Hallam includes the below features and benefits.
Core areas of cover
- Buildings cover – specified by you for the rebuilding cost
- Contents cover – included free of charge up to 20% of buildings sum insured (single article limit up to contents sum insured)
- Accidental damage to buildings & contents automatically included
- Replacement locks (maximum £250 incl VAT per claim)
- Storm and inundation by the sea
- Vandalism and malicious damage cover
- Liability to others up to £5,000,000
- Loss of rent, if commercially let
- Nil excess
- No security requirements
- Emergency travel expenses
Private Client Insurance at James Hallam – excludes:
- Buildings sum insured, exceeding £30,000
- Beach huts used for commercial purposes other than holiday lets
- Huts not constructed of brick, metal, concrete, timber and fibreglass
