TRAVEL AND TOUR
What we do
Professional Indemnity
Cover is provided against claims for compensation by dissatisfied passengers where they have suffered a financial loss due to an error or omission committed by your company or by your suppliers. Cover can also be included for the sale of connected travel insurance.
Public/Products Liability
This protects the insured against legal liability for injury or death to passengers or damage to third party property, including liability of a supplier &/or subcontractor in accordance with the Package Travel Regulations.
Directors’ & Officers’ Liability
Insurance for the individual liabilities for Directors of the company. The responsibilities of Company Directors, whether they are Executive or Non-Executive, are personal and unlimited.
Claims can arise from issues like health and safety, wrongful trading, breach of copyright, discrimination or mergers and acquisitions.
Employers’ Liability
Insurance against claims due to injury to employees whilst in the course of their employment within the UK and also whilst working temporarily overseas. This insurance is compulsory for any UK Employer under the terms of the Employers’ Liability (Compulsory Insurance) Act 1969.
Crisis Management
Cover is provided for Crisis Costs and expenses incurred in the event of death or serious injury to one of your passengers. The cost of employing a Public Relations Consultant can also be included to manage your reputation along with travel and subsistence costs. A 24 hour emergency telephone number is included.
Office Contents, Computers and Business Interruption
Cover for damage to buildings and fixtures & fittings, as well as loss of income due to an insured peril. Cover can also be automatically included for employee theft, loss of money and legal expenses.
Cyber
Cover for loss or breach of customer data. Standard cover includes cover for first and third party data liability with optional extras such as network interruption, media liability and cyber crime and extortion.
Risk Management Services
Specialist advice and support on risk management including health & safety and business continuity planning through our sister company, 4Sight Risk Management.
Annual Business Travel
Cover for employees of the company travelling on business for medical expenses, loss of baggage, travel delay, cancellation, hijack and kidnap, personal liability etc. Cover is automatically included for leisure travel for Directors, spouses/partners and children.
Scheduled Airline Failure
Cover is provided against the failure or bankruptcy of an airline prior to flight departure, to provide either a refund or to arrange a similar standard of airline flight. Cover is arranged on a corporate basis to cover the tour operator, travel agent or flight consolidator.
Supplier Failure
Cover is designed to give financial protection against costs incurred by your company due to the financial failure of one of a declared Third Party Provider that cannot be recovered by any other means. Covers all Third Party Providers excluding Airlines. and includes consolidators and flight brokers.
Travel Bonds
Cover designed to provide financial security to passengers by means of a travel bond issued to an approved body (such as ABTA). Cover will indemnify passengers for refund of money paid over and repatriation of passengers in the event of insolvency.
Cruise Protection
Cover is provided for companies who dynamically package a cruise holiday in the event that there is a delay with the flight that is booked to get the customer to the cruise port to join cruise. Cover is also included for cruise abandonment and can be extended to cover force majeure events.
